Overseas Student Health Cover (OSHC) is a health insurance plan designed for international students studying abroad. It provides comprehensive coverage, including pre and post-hospitalization expenses and prescription medicines, ensuring access to quality healthcare in the host country. For many universities and visa regulations, OSHC is mandatory, offering students and their families peace of mind and financial security against unexpected medical costs—allowing them to focus fully on their education.
Overseas Visitor Health Cover (OVHC)
Overseas Visitor Health Cover (OVHC) is designed for visitors to Australia who are not eligible for the public Medicare system. While the eligibility, premiums, and benefits vary across plans, most OVHC policies cover hospital expenses and part of the doctor’s fees. For additional services such as dental, physiotherapy, or optometry, visitors can opt for a General Treatment Cover alongside OVHC.
Benefits of Overseas Student Health Cover
Is OVHC/OSHC mandatory for Bangladeshi students planning to study abroad?
What does OVHC/OSHC cover for Bangladeshi students?
Can Blue Bird Education assist with arranging the right student health cover?
Yes. PFEC Bangladesh partners with leading insurance providers to help students choose and arrange the most suitable OVHC/OSHC plans for their study destination. Our team also guides students in comparing options and understanding policy benefits, ensuring they receive the best coverage for their needs.”
How do I choose the best OVHC/OSHC plan as a Bangladeshi student?
Yes. PFEC Bangladesh partners with leading insurance providers to help students choose and arrange the most suitable OVHC/OSHC plans for their study destination. Our team also guides students in comparing options and understanding policy benefits, ensuring they receive the best coverage for their needs.”
OSHC requirements can vary by country and university, so it’s important to check before purchasing a plan. Most countries require OSHC before starting a course, and the specifics may differ depending on the type of visa issued.
Compare Different Plans
Once you understand the insurance requirements, research and compare available plans carefully. Consider the coverage provided, exclusions, and the benefits offered. Most plans cover pre- and post-hospitalization expenses, doctor visits, medical checkups, evacuation, repatriation, and prescription medicines. Consult an insurance agent if you need guidance.
Read The Fine Print
Read between the lines to avoid surprises. Look for what is excluded, waiting period, hidden limits, etc., that are normally mentioned in the terms and conditions.
